DriveMyWay Personalized Auto Rate Program
What is DriveMyWay?
Imagine if you could have more control over what you pay for auto insurance.
With DriveMyWay from American Family Insurance, you can.
DriveMyWay is a usage-based insurance program that personalizes your auto insurance rate based on your safe driving behaviors.
In other words, you pay how you drive. The safer you drive, the more you can save — between 5% and 20%!
When you enroll in DriveMyWay, you’ll automatically receive an introductory discount on your auto premium — up to 10%. You can maximize your savings when all drivers on your policy participate.
Once you’re enrolled, download the free smartphone app.
The app tracks your driving habits, such as how frequently your vehicle slows or stops abruptly, how much time you spend driving over the speed limit, and if you engage in phone use, such as texting while driving.
That information helps us determine your personalized insurance rate. Most customers actively enrolled in the program will save between 5% and 20%, although higher-risk drivers may see their rate increase.
Your DriveMyWay score will be front and center each time you launch the app. The higher your score, the bigger your savings!
The app also gives you a closer look at your driving behaviors, along with personalized recommendations to increase your savings!
You’ll have a full 100 days to try out DriveMyWay. Before the trial period ends, you’ll have the opportunity to choose between three participation options.
Option one.
Keep the app for the opportunity to improve your personalized rate at your next renewal — plus enjoy a 5% ongoing participation savings as long as you continue participating in the program.
Option two.
After the 100-day trial period, if you choose to stop participating in the program, your most recent driving score will still be used to calculate your personalized rate, but you won’t need to continue using the app.
Option three.
If you decide DriveMyWay isn’t for you, simply contact your American Family agent to unenroll before the 100-day trial period ends. Your score will not be used to calculate your personalized rate.
Ready to pay based on how you drive and take more control over what you pay for car insurance?
Contact your American Family Insurance agent to enroll in DriveMyWay today!
Best For:
- Drivers who avoid speeding and don’t often slam on the brakes
- Drivers who avoid using cell phones or texting while driving
- Drivers who want to improve their driving skills and save on car insurance
More Ways to Save with DriveMyWay
Stay Off Your Phone
Avoid Late Night Driving
Limit Hard Braking
DriveMyWay FAQs
Pick Your Program
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MilesMyWay
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*Rate will vary based on driving behavior. Unsafe driving behaviors may increase your rate. Product eligibility will vary by state, vehicle type, policy form and company underwriting the auto policy. Some restrictions may apply. The DriveMyWay rate factor applies only to these coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense, and personal injury protection. Additionally, the rate factor does not apply to fixed fees that are part of the policy. To refresh your understanding of coverages, visit the Car Insurance Coverage page. Customer driving behaviors from the KnowYourDrive program were used to inform rate structure. Adding or removing drivers from a policy may impact the overall score. Households where not all eligible participants on the policy are enrolled will receive a 5% introductory discount. If you unenroll drivers after the 100-day trial period ends, we’ll still use their driving behavior at the time of unenrollment when calculating your rate.
**Discount and savings amounts and product eligibility will vary by state, property type, policy form and company underwriting the auto and/or homeowners policy. Discounts may not apply to all coverages on an auto or property policy. Discounts do not apply to a life policy. Some restrictions may apply.